The Center for Medicare and Medicaid Services has a contract with Windsor Medicare Services to provide Medicare to the people living in Mississippi. Those people who are sixty five years or older or disabled can take advantage of the benefits that Windsor Medicare Services offers. Windsor offers services for both Medicare Part A and Part B plans. Mississippi residents also have the option of choosing a Medicare Part C, or Medicare Advantage plan, which is administered by a private insurer and usually provides more benefits, often at a lower out-of-pocket cost, to Medicare beneficiaries.
The goal of Medicare Part A is to provide coverage for hospital stays. Mississippi Medicare tries to help people who are in need of medical services such as nursing home care and medical attention obtained in health clinics. It is important to enroll in the Medicare Part B plan as well. Medicare Part B usually provides coverage benefits to those who use the services of a physician. In addition, for patients that need prescription drug coverage, there is Medicare Part D. Medicare Part D can help lower the cost of prescription drugs that need to be purchased on a monthly basis. It is best to do research to find out which company has the lowest premium or deductible.
Everyone that is enrolled in the Medicare program is provided with a red, white and blue Medicare card. The purpose of the card is to verify that you are an active member of Medicare. A yearly deductible has to be met by the consumer or the consumer must pay a monthly premium. Each Medicare beneficiary must meet the out of pocket expenses in order for the participant to continue in the Medicare program. The cost of the monthly premium is based on the income of the household. People that have a higher income will usually have a higher deductible. Many private Mississippi insurance companies also offer supplementary insurance coverage. This supplementary coverage helps to lower out of pocket expenses for the enrollee.
*You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
- 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
- The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office.